Taking care of your family means more than protecting them. It means taking prudent steps toward securing their financial future. Simply put, life insurance gives your loved ones financial security after you’re gone. You pay a monthly premium, and if the unexpected happens, your loved ones get a death benefit they can use for things such as medical bills, funeral expenses, outstanding mortgage, college tuition and even living expenses.
Types of Life Insurance coverage we provide
If you’re looking for cost-effective insurance, you may want to start with a term life policy. Term life insurance is usually less expensive because it only covers a set amount of time-such as 10, 20, or 30 years. You choose the amount of time and the amount the policy is worth.
Permanent • Whole Life
A permanent life insurance policy is just that-permanent. It is designed to last your lifetime with regular, annual premium payments. These premiums are typically higher than term life insurance, but that is because you are also accumulating cash value in your policy in addition to death benefit protection. Permanent life insurance builds cash value that you can tap into.